Terms of Service
Industry Advisors — Terms of Service
Last Updated: October 30, 2025
This website, mobile application, and/or electronic service (collectively, the "Services") is owned and operated by Kushite Capital Corporation, a Wyoming corporation, doing business as Industry Advisors, and/or its subsidiaries or affiliates ("Company," "we," "us," or "our"). These Terms of Service ("Terms") apply to your use of the Services or other websites, mobile applications, or electronic services on which these Terms are posted, including without limitation:
- www.industryadv.com
- formations.industryadv.com
- bookkeeping.industryadv.com
- support.industryadv.com
- tax.industryadv.com
- portal.industryadv.com
They also apply to all official Company communications sent from support@industryadv.com, legal@industryadv.com, or any other Company address.
The Company offers the Services conditioned upon your acceptance of these Terms. Your continued use of the Services constitutes your agreement to these Terms. By using the Services, you affirm that you are of legal age to enter into these Terms, or, if you are not, that you have obtained parental or guardian consent. If you do not agree to these Terms, you must not access or use the Services.
Please Read Carefully
IMPORTANT: THIS AGREEMENT CONTAINS A MANDATORY ARBITRATION PROVISION. By agreeing to these Terms, you accept that you must resolve any claim you may have against the Company on an individual basis in arbitration, as described in more detail in the Dispute Resolution section below. This will preclude you from bringing any class, collective, or representative action against the Company. It also will preclude you from participating in, or recovering relief under, any current or future class, collective, or representative action brought against the Company by someone else.
You hereby acknowledge that these Terms are supported by reasonable and valuable consideration, the receipt and adequacy of which are hereby acknowledged. Note that special terms may apply to certain features offered through the Services (such as subscription programs, contests, or promotions). Those special terms are posted in connection with the applicable feature and prevail over these Terms in the event of a conflict.
Nature of Our Services — Business Disclaimer
Industry Advisors provides administrative business support, tax resource information, business formation education, and related informational services. Company personnel are not attorneys, certified public accountants, licensed financial advisors, or investment advisors, and do not provide legal, investment, or certified tax advisory services in any capacity.
Users are solely responsible for consulting appropriate licensed professionals before making business, tax, legal, or investment decisions. Nothing on the Services is intended to establish an attorney-client, accountant-client, or fiduciary relationship. The Company assumes no liability for any user errors, filings, or interpretations arising from use of its content, templates, portal, or communications.
Professional Reliance Acknowledgment
You acknowledge and agree that content, consultations, downloads, guidance, templates, or other materials provided through any Industry Advisors platform, portal, or email communication are provided for general educational and self-management purposes only and should not be relied upon as a substitute for personalized professional counsel. Industry Advisors expressly disclaims all representations regarding the accuracy or completeness of user data, third-party information, or external submissions entered into its systems.
Fees, filing deadlines, tax rates, and regulatory requirements cited in our Services are labeled as estimates and are subject to change. Always verify current information directly with the applicable government agency (Secretary of State, Internal Revenue Service, state Department of Revenue, or your professional licensing board) before filing or making a decision.
Commercial Transactions
The Services allow you to purchase digital products, subscription programs, and other services. To purchase any product or service through the Services, you must: (a) be at least eighteen (18) years of age; (b) provide valid payment information associated with a credit card or other payment method that you are authorized to use; and (c) authorize us to charge that payment method for the price of the products or services ordered, together with any taxes, fees, or shipping charges described on the Services.
Subscription programs
Certain Services — including The Everyday Owner's Blueprint and any other recurring-billing offering — are subscription-based. Trial pricing (for example, a $1 first-week or first-month rate) automatically converts to the standard recurring price at the end of the trial period. You may cancel at any time from your account or by contacting support@industryadv.com. Cancellation stops future billing periods; it does not entitle you to a refund of amounts already paid for a completed billing period unless otherwise expressly provided.
Digital products (Action Kits and downloads)
Digital products delivered electronically — including the LLC Formation Kit, Tax Prep Kit, Contracts & Legal Kit, and any similar downloadable materials — are licensed to you for your personal or single-business use. See the License to Access and Use the Services section below for the scope of that license.
Refund policy
We stand behind our products and services. In general, we honor a 30-day money-back guarantee for the Blueprint and Action Kits, provided that you notify us at support@industryadv.com within thirty (30) days of the initial purchase. See our Return and Refund Policy for full details and exclusions.
Pricing and product descriptions
We attempt to be accurate in product descriptions and pricing, but we do not warrant that every description is complete or error-free. If we discover a materially mispriced product on your order, we will notify you before delivery and give you an opportunity to cancel or proceed at the corrected price.
License to Access and Use the Services; Ownership
The content, data, designs, functions, information, materials, and software included in and made available through the Services (the "Content") are protected by intellectual property and other laws. You must comply with all applicable laws when you use the Services.
Unless indicated to the contrary, and subject to your strict compliance with these Terms, you may access and use the Services only for personal, non-commercial use, or in connection with your authorized purchase of our products or services. Company grants you a limited, non-exclusive, revocable, non-assignable, personal, and non-transferable license to access, view, download, and print one (1) copy of Content that is expressly designated as available for download, on a personal computer, mobile phone, or other internet-enabled device, provided that you: (a) keep intact all copyright and other proprietary notices; (b) make no modifications to the Content; and (c) do not use the Content in a manner that suggests an association with any of our products, services, or brands beyond what is expressly authorized.
Any business use, "re-mailing," or high-volume or automated use of the Services is prohibited. Any templates, checklists, or forms included in an Action Kit or the Blueprint may be adapted for use in your own business, provided that: (i) you retain the license attribution embedded in the document where applicable; and (ii) you do not resell, sublicense, or redistribute the Content as a competing product.
All rights not specifically granted in these Terms are reserved by the Company.
Prohibited Uses
Without limitation, you may not modify, broadcast, distribute, perform, transmit, publish, license, reverse-engineer, transfer, sell, or create derivative works from the Services or any Content unless you obtain our prior written approval. You may not use the Services in any way that could:
- Damage or interfere with the true and proper working of the Services
- Intercept any Content or information that we have not intentionally made available to you, or defeat any access controls we have implemented
- Access the Services or Content using any interface other than the interface we provide, or attempt to "scrape" or "harvest" Content, except through a bona-fide search-engine robot used consistently with our published robots.txt
- Frame the Services, display any Content in connection with an unauthorized logo or mark, or suggest a false relationship between us and any other party
- Convey unauthorized claims about the outcomes or legal effect of our products, or suggest that we have made such claims
- Otherwise adversely impact the operation of the Services, the Company, or any third party
- Violate applicable local, state, federal, or international laws or regulations
- Transmit or facilitate the sending of advertising or promotional material without our prior written consent, including "junk mail" or any similar solicitation
- Engage in any other conduct that limits or interferes with anyone's use or enjoyment of the Services
In addition to our other legal rights, we may limit or terminate your license to use the Services, or certain features of the Services, at any time and for any reason, without prior notice, including based on our belief that you have violated these Terms.
Account Registration and Access
To use certain features of the Services, you may be required to register an account. If you elect to register, you agree to: (a) provide true, accurate, current, and complete information about yourself; (b) maintain and promptly update that information; (c) use limited-access portions of the Services only under access credentials issued to you; and (d) log out of your account at the end of each session.
You must maintain the confidentiality of any access credentials issued to you and may not share them with any other person. You must notify us immediately at support@industryadv.com of any unauthorized use of your credentials or any other breach of security. You are responsible for all activities that occur under your credentials, including any charges resulting from the use of your account.
If you link a third-party account (for example, Google or a payment processor) to your Industry Advisors account, we may receive information from those services as governed by their own terms and privacy policies. Review those documents to understand what information may be shared with us.
Privacy
Our collection and use of personal information is described in our Privacy Policy, which is incorporated into these Terms by reference. By using the Services, you agree to our use of information collected from you in accordance with our Privacy Policy.
User Submissions
The Services may allow you to submit, display, embed, transmit, or otherwise distribute content — including comments, questions, testimonials, feedback, documents uploaded to a portal, or other materials (collectively, "User Submissions") — to or through the Services.
When you provide User Submissions, you grant to the Company a non-exclusive, royalty-free, fully paid, perpetual, worldwide, irrevocable, sublicensable, and transferable license under all copyright, trademark, patent, trade-secret, publicity, and other intellectual property rights you own or control to use, reproduce, transmit, modify, adapt, publish, translate, create derivative works from, distribute, and display such User Submissions in any medium, in connection with operating and promoting the Services, without further notice, attribution, or compensation to you.
To the extent permitted by law, you waive any moral rights you may have in User Submissions. You represent and warrant that: (a) you own the User Submissions or otherwise have all rights necessary to grant the license above; (b) the User Submissions are accurate and comply with these Terms; (c) the User Submissions do not include medical, legal, or other professional advice offered on behalf of a licensed professional; (d) the User Submissions do not contain another person's personal information without that person's consent; (e) the User Submissions do not contain viruses, malware, or other harmful code; and (f) the User Submissions do not advertise or promote a product or service without our prior written consent.
You are solely responsible for your interactions with other users of the Services. We do not endorse the opinions, advice, or recommendations posted by users in any User Submission. We may refuse or remove a User Submission at any time and for any reason, but we are not obligated to review or monitor User Submissions.
We do not accept unsolicited ideas or materials for products, services, or improvements. If you send us unsolicited ideas or materials, they are deemed User Submissions and licensed to us as above; nothing in these Terms creates an obligation for us to compensate you for those ideas or materials.
Third-Party Links and Referenced Sources
The Services may contain links to other websites operated by third parties. These links are provided as a convenience. We do not endorse or evaluate the information on those sites, and your relationship with the operators of those sites is governed by their terms of use and privacy policies, not by ours. Review those documents before using any third-party service.
Government sources referenced on the Services (IRS.gov, SBA.gov, state Secretary of State portals, state Departments of Revenue, and similar) are cited for informational purposes only. We are not affiliated with, endorsed by, or acting on behalf of any government agency, and we do not warrant the accuracy, availability, or completeness of any third-party content.
Copyright Infringement Notice (DMCA)
We respect the intellectual property rights of others. If you believe that Content on the Services infringes your copyright, you may send us a notice at:
Industry Advisors — Legal Department
Attention: Kushite Capital Corporation — General Counsel
30 Wall Street
New York, New York 10005
Email: legal@industryadv.com
Your notice must include: (a) a physical or electronic signature of a person authorized to act on behalf of the copyright owner; (b) identification of the copyrighted work claimed to be infringed; (c) identification of the material claimed to be infringing, with sufficient information for us to locate it (including the exact URL); (d) contact information for the complaining party; (e) a statement of good-faith belief that the use is not authorized by the copyright owner, its agent, or the law; and (f) a statement, under penalty of perjury, that the information is accurate and that the complaining party is authorized to act on behalf of the copyright owner. Upon receipt of a compliant notice under 17 U.S.C. § 512(c)(3), we will act expeditiously to remove or disable access to the material and will terminate the access privileges of repeat infringers.
Coupons and Promotional Codes
Any coupons or promotional codes provided to you are for your individual use only. You may not transfer, reproduce, trade, sell, or share them unless the terms of the coupon or code expressly permit it. We may cancel orders when we believe a code is being used other than as intended or in cases of suspected abuse or fraud. We reserve the right to terminate any coupon offering at any time. Codes are not valid on prior purchases.
Electronic Communications
When you access or use the Services, send us email, or receive electronic communications from us, you consent to communicating with us electronically. We may communicate with you by email or by posting notices through the Services. You agree that any notices, disclosures, agreements, policies, or other communications we provide electronically satisfy any legal requirement that such communications be in writing.
Disclaimers
Your use of the Services is at your sole risk. The Services are provided on an "as is" and "as available" basis. We reserve the right to restrict or terminate your access to the Services or any feature at any time. We expressly disclaim all warranties of any kind, whether express or implied, including the implied warranties of merchantability, fitness for a particular purpose, and non-infringement, as well as warranties implied from a course of performance or dealing; that access to the Services will be uninterrupted or error-free; that the Services will be secure or virus-free; or that information on the Services will be complete, accurate, or timely.
If you download any material from the Services, you do so at your own discretion and risk and are solely responsible for any damage to your device or loss of data. No advice or information obtained by you from us or through the Services creates any warranty.
Where the law does not permit the disclaimer of certain warranties, the above disclaimers may not apply to you to that extent.
Limitation of Liability
To the greatest extent permitted by applicable law, neither the Company nor its officers, directors, employees, contractors, agents, licensors, service providers, or suppliers will be liable for any direct, indirect, punitive, exemplary, incidental, special, consequential, or other damages arising out of or related to: (1) the Services (including any delay or inability to use the Services); (2) any information, products, or services obtained through the Services; or (3) our removal or deletion of any material submitted or posted on the Services, whether based on contract, tort, strict liability, or otherwise, even if we have been advised of the possibility of such damages.
Your sole and exclusive remedy for any claim or dispute involving us that is not waived by these Terms will be to discontinue use of the Services and to seek a refund of the money you paid to us, if any, during the three (3) months preceding the initiation of the claim. Regardless of any statute or law to the contrary, you must file any claim or action related to the Services or these Terms within one (1) year after the claim accrued; otherwise, you will waive the claim.
THE LIMITATIONS, EXCLUSIONS, AND DISCLAIMERS IN THIS SECTION AND ELSEWHERE IN THESE TERMS APPLY TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW.
Indemnification
You agree to indemnify, defend, and hold harmless the Company and its officers, directors, employees, contractors, agents, licensors, service providers, subcontractors, and suppliers from and against any and all losses, liabilities, expenses, damages, and costs — including reasonable attorney's fees and court costs — arising from or in connection with: (a) your use of the Services or our products; (b) any violation or alleged violation by you of these Terms; or (c) any violation of applicable law by you.
We reserve the right, at our own expense, to assume exclusive defense and control of any matter otherwise subject to indemnification, in which case you agree to cooperate with us. You may not settle any indemnified claim or admit any Company liability without our prior written approval.
Dispute Resolution — Binding Arbitration; Class-Action Waiver
READ THIS SECTION CAREFULLY. IT MAY SIGNIFICANTLY AFFECT YOUR LEGAL RIGHTS, INCLUDING YOUR RIGHT TO FILE A LAWSUIT IN COURT.
Any dispute, claim, or controversy relating in any way to these Terms (including interpretation or application of this section and questions of arbitrability), to your use of any Services, or to any products or services sold or distributed by the Company or through any Company platform or subdomain will be resolved by binding individual arbitration, not in court, except that each party retains the right to bring an individual action in small-claims court or to seek injunctive or other equitable relief in a court of competent jurisdiction to prevent the actual or threatened infringement, misappropriation, or violation of a party's copyrights, trademarks, trade secrets, patents, or other intellectual property rights.
There is no judge or jury in arbitration, and court review of an arbitration award is limited. An arbitrator can award all remedies (except for class, consolidated, or representative remedies) available under applicable law, including injunctive and declaratory relief and statutory damages.
WE EACH AGREE THAT ANY DISPUTE-RESOLUTION PROCEEDINGS WILL BE CONDUCTED ON AN INDIVIDUAL BASIS ONLY, AND NOT AS A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU ACKNOWLEDGE AND AGREE THAT YOU AND THE COMPANY ARE EACH WAIVING THE RIGHT TO A TRIAL BY JURY AND TO PARTICIPATE AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION OR REPRESENTATIVE PROCEEDING.
Arbitration rules and governing law. The arbitration will be conducted by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, available at aaa.org / adr.org. The Federal Arbitration Act governs the interpretation and enforcement of this section.
Arbitration process. To begin an arbitration, send a written Demand for Arbitration describing your claim and the relief sought to the Company's Legal Department:
Kushite Capital Corporation (d/b/a Industry Advisors)
Attention: Legal Department
30 Wall Street
New York, NY 10005
Payment of filing, administration, and arbitrator fees will be governed by the AAA's rules. We will reimburse those fees for claims totaling less than $10,000, unless the arbitrator determines the claims are frivolous. Likewise, the Company will not seek attorneys' fees and costs in arbitration, unless the arbitrator determines the claims are frivolous. You may choose to have the arbitration conducted by telephone, based on written submissions, or in person in the county where you live or at another mutually agreed location.
Applicable Law and Jurisdiction
The Federal Arbitration Act, applicable federal law, and the laws of the State of New York (without regard to principles of conflict of laws) govern these Terms and any dispute between you and the Company. To the extent any dispute is not subject to arbitration, the parties agree to submit to the exclusive jurisdiction of the state and federal courts located in New York County, New York. We make no representation that Content on the Services is appropriate or available for use in any particular location. Those who access the Services do so on their own initiative and are responsible for compliance with all applicable local laws.
Changes to These Terms
We may change these Terms at any time by posting revised Terms on the Services. It is your responsibility to check periodically for changes. Your continued use of the Services following the posting of changes constitutes acceptance of those changes.
Termination
These Terms constitute an agreement between you and the Company, which we may terminate in our sole discretion, in whole or in part, at any time and for any reason. Upon termination, you may no longer access the Services and must destroy any copies of Content in your possession, whether printed or in software format. Provisions of these Terms that by their nature should survive termination will survive, including without limitation: Professional Reliance; User Submissions; Disclaimers; Limitation of Liability; Indemnification; Dispute Resolution; Termination; and Entire Agreement.
Entire Agreement; Severability; No Waiver
These Terms, together with the Privacy Policy and the Return and Refund Policy incorporated by reference, and any additional policies we post on the Services, constitute the entire agreement between you and the Company with respect to the subject matter and supersede all prior or contemporaneous communications and proposals. If any provision of these Terms is held unlawful, void, or unenforceable, the remaining provisions will remain in effect and the invalidated provision will be deemed replaced by an enforceable provision that most closely reflects the intent of the parties. Our failure to enforce any right or provision does not constitute a waiver of that right or provision.
Contact
Questions about these Terms or the Services may be directed to:
Industry Advisors — Legal Department
Kushite Capital Corporation (d/b/a Industry Advisors)
30 Wall Street
New York, NY 10005
Email: legal@industryadv.com · support@industryadv.com
Last updated: October 30, 2025.